![]() Does the card offer an introductory APR? Can you get a 0% APR on purchases and balance transfers for at least a year and then a low interest rate when the offer expires?.Where can you earn rewards? Can you earn rewards only at one gas station or chain? Can you get rewards for purchases at restaurants, grocery stores and other retailers?.You can check the card's terms and conditions or contact customer service for clarification on spending caps. Track your gas spending to see how any cap will affect your earnings. Will you have reward caps? Caps could be quarterly or yearly. ![]() How much can you earn in rewards? Does the card offer an introductory rewards rate, such as 10 cents back per gallon for the first 90 days and then 3 cents back after that?.Does the card charge an annual fee? Any fees will eat into the value of your rewards.Credit Cards With No Foreign Transaction Fee.
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